Hey folks,
Just wanted some feedback on what you do for insurance. Recently we were dropped from our carrier. In business 25 years without any claims..it was because they saw we do roof cleaning, along with deck cleaning. Anyone having the same difficulty? Just wondering what kind of classifications some of you are listed under with your carriers..
When I told my company that I was doing roof cleaning they were ok with it as long as it was not above 3 stories tall. Not sure what it cost by itself but the whole policy was about $600 or 700 and the equipment was another $700. JW would not insure me down here because they say that I live in a flood plain, it has never flooded here in at least 150 years or longer but O Well. They would not cover my equipment either. Every year or two I will call them to see if they change their mind but after forgetting about me for several days and I call them back looking for a price, same old thing, flood plain and no equipment coverage.
I have been with Nationwide for at least 5 or 6 years, cannot remember how long but I am switching over to State Farm, they just started doing business insurance last year and gave me better prices than Nationwide.
I have had State Farm for my house and vehicles for about 18 years or so and they always give me great prices and great service so now it is time to give them the business part also. They had not done business insurance here in Texas in a long time, if ever but are now doing business insurance.
What did your insurance company tell you when you were in their office and told them that you are going to start roof cleaning and needed a price for that added service? They should have told you right then and there that they don't insure this so there would not be a cancellation later on. Sounds like someone dropped the ball in a big way.
You were upfront and honest with them, they should have been upfront and honest with you and told you that they don't insure roof cleaning companies.